Interswitch Powers a New Era of Fraud Defence for Financial Institutions

The Central Bank of Nigeria’s latest directive is a game-changer, pushing financial institutions to implement automated security solution that is intelligent, compliant, and real-time. In today's evolving financial landscape, where fraudsters are constantly refining their tactics, financial institutions must stay ahead with intelligent, integrated, and compliant anti-fraud solutions. ACI Proactive Risk Manager (PRM) is the answer to this challenge- a globally recognized enterprise fraud management solution trusted by the world's leading banks and financial institutions.  From transaction monitoring to real-time risk scoring, PRM delivers unparalleled visibility and control across all digital and physical banking channels, precisely what CBN's new directive demands.  What makes PRM stand out? Advanced Machine Learning & AI 

• Incremental Learning: Continuously refines fraud detection models in real time as patterns evolve; no manual retraining required. 

• Model Generator: Enables business users to build and deploy custom ML models quickly, without needing deep data science expertise. 

Integrated Crime Ecosystem Intelligence 

• Network Intelligence: Integrates global fraud signals from banks and merchants to detect emerging scams collaboratively.  

• Unified Monitoring: Covers all major payment channels- ATM, POS, cards, online, mobile, etc., spotting cross-channel fraud like mule rings and account takeovers. 

Rule-Based & Behavioural Analytics 

• Hybrid Detection Engine: Combines rules with neural scoring for flexible, real-time fraud intervention. 

• Behavioural Profiling: Tracks user behaviour (velocity, location, MCC) to reduce false positives. 

 Real-Time Monitoring & Orchestration 

• In-Flight Fraud Scoring: Evaluates transactions before authorization; blocks fraud instantly without lag. 

• Alerting & Case Management: Provides analysts with streamlined workflows, dashboards, and tuning tools. 

Scalable & Cloud-Ready 

• Flexible Deployment: Available on-premises or SaaS, enabling fast rollout. 

• Enterprise Scalability: Capable of handling millions of accounts and hundreds of transactions per second. 

Regulatory Alignment 

• Fully compliant with CBN’s automation standards, offering configurable risk rules, real-time alerts, automated reporting, and auditable workflows. 

  Proven Global Success 

• From North America to Africa, Asia to the Middle East, PRM continues to empower financial institutions with intelligence-led fraud management tailored to local regulatory landscapes. 

If you're a bank, fintech, or digital payment provider, now’s the time to act. Let’s help you stay compliant, protected, and ahead of the curve. Reach us via [email protected] or [email protected] 

Let’s build a safer financial ecosystem together.